GUIDE Real Estate - East Sac Lenders

Wellsfargo (Jumbo Loans)

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Fairway Mortgage

  • NameFrank Bravo
  • License2092492
  • Phone916-628-5050
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I have the experience & willingness to provide my clients with a smooth & easy transaction. I think my up-front nature & creative ability to find solutions for my clients is what separates me from other loan officers. We employ a one-on-one, hands-on style in our office, which allows our clients to work directly with one person throughout the application process, from pre-approval to closing.

I’m familiar with the Placer, Sacramento, El Dorado, and Yolo county areas, having been a lifelong resident. This firsthand knowledge of different areas allows me to better assist my local clients in finding the best overall financing options for their perfect home.

Buying a home is a complex process, with a lot of “behind the scenes” things that need to go “just right” for a successful & on-time closing to take place. With my years of sales experience, & developed relationships with many of the area’s top Real Estate professionals, I’m often in a position to offer my clients the best possible advice.

We follow the secondary mortgage market, & breaking economic news. This allows me to provide crucial insight regarding locking in the lowest possible interest rate. By knowing when to lock, & how to best structure a loan.

Having passed both The State of CA licensing tests Mortgage Loan Originator and DRE- Real Estate Agent has created a unique perspective and allows me to appreciate what buyer/sellers and what my clients are going through, both emotionally and financially. I also know that the key to the fast-paced Northern California real estate market is listening to my clients and Realtors, understanding their needs, want’s and delivering quality service every time on time.

I enjoy guiding people through important financial decisions and helping them achieve the dream of homeownership. Purchasing a home, whether for the first time or the tenth, is always an exciting event. From the application stage through to the approval and closing, it is my goal to make sure you receive excellent, service, communication so your well informed every step of the way.

When Frank is not hard at work, he enjoys spending quality time with the family and enjoys watching the latest T.V series. He is also avid about working out to work off stress from the fast-paced career that he enjoys so much!

Crosscountry Mortgage

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United Wholesale Lending

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Mason-McDuffie Mortgage

  • NameJerry Hernandez
  • LicenseNMLS#545489
  • Phone916-549-2694
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As a Loan Officer serving first time homebuyers and homeowners in the Northern California, Jerry helps borrowers turn their dreams of homeownership into reality. Jerry enjoys assisting many return clients, then exercising refinancing options and exploring possible investment options for other properties. Jerry also does reverse mortgages. His success as a Loan Officer is supported by his excellent communication, combined with a passion for helping clients solve problems and advising them of potential loan products. How each one is different and possibly how one program might have the most benefits based on their situation. Jerry brings 18 years experience in the purchase and refinance fields to his work as a Loan Officer. He has completed numerous courses in FHA and Conventional loans and holds the home buyer assistance training certification. He is an avid outdoor sports lover who enjoys nothing more than to play and train with his son. He also enjoys working out, running and football. Se habla EspaƱol.

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